Calculate returns on a one-time investment with compound interest over time

💰 Lump Sum Investment Calculator

Calculate returns on a one-time investment with compound interest

Investment Details

Initial Investment Amount ($)

Expected Annual Return Rate (%)

Investment Period (Years)

Compounding Frequency

Investment Results

Enter your investment details and click “Calculate” to see results

Understanding Lump Sum Investments

💡 Power of Compounding

Compound interest allows your investment to grow exponentially over time. The earlier you invest, the more time your money has to compound.

📈 Compounding Frequency

More frequent compounding (monthly vs annually) can significantly increase your returns. Even small differences in compounding frequency add up over time.

⏰ Time Horizon

The longer your investment horizon, the more powerful compounding becomes. Starting early gives your investments decades to grow.

🎯 Risk vs Return

Higher expected returns typically come with higher risk. Consider your risk tolerance and investment timeline when setting return expectations.

Disclaimer: This calculator provides estimates based on the inputs provided. Actual investment returns may vary significantly due to market conditions, fees, taxes, and other factors. Past performance does not guarantee future results. This is not financial advice – consult with a qualified financial advisor before making investment decisions.

Disclaimer: This calculator provides estimates based on current tax laws and rates. Tax laws can change, and this tool should not be considered as professional tax advice. Please consult with a qualified tax professional for your specific situation.

← Back to Tax Calculator Suite